wife hugging her husband in front of the house they just moved in while holding key

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wife hugging her husband in front of the house they just moved in while holding key
Akarawut / Shutterstock.com

As the cost of homeownership continues to grow out of reach for many Americans, mortgage interest rates have become a central concern for both homebuyers and policymakers. The Federal Reserve’s ongoing effort to curb inflation is keeping interest rates elevated for longer than many analysts expected, making home loans persistently expensive. These high interest rates have somewhat cooled the…

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